Posts Tagged ‘credit scores’

Personal Loan to improve Low Credit Score?

I need to improve my credit score because of my poor history of credit while I was attending college. I have been working a full time job for the past 4 years and now I want to find a personal loan that I can take out for about 00. This loan is basically to help fix my bad credit. Is there anything available to someone with poor credit scores?
Thanks everyone… Continue reading

How do mortgage brokers come up with your one credit score?

I know my three credit scores. But how do mortgage brokers come up with the one score? The only thing that I have heard is that they average out the three. That doesn’t seem right. Need to know.… Continue reading

I'm looking for a personal loan, but my credit isn't that great. Where can I start?

I’ve pulled all three of my credit scores and they range from 522 to 596. I know that if and when I do get a personal loan, my intreast rate will be somewhat high. I just need some advice on where to start. Please HELP!… Continue reading

Personal Loan?

I have 24000 in credit card debt that I would love to get a personal loan installment for.
I have credit scores of 720-730 and I am 26. I tried to get an unsecured personal loan and cannot get more than about 10000-12000 dollars.

The question is I have a 2005 Acura rsx type 2 car that has a trade in value of 15500 and is fully paid off… Continue reading

Personal loan?

I have 24000 in credit card debt that I would love to get a personal loan installment for.
I have credit scores of 720-730 and I am 26. I tried to get an unsecured personal loan and cannot get more than about 10000-12000 dollars.

The question is I have a 2005 Acura rsx type 2 car that has a trade in value of 14500.

Would I be able… Continue reading

Personal Loan?

I have 24000 in credit card debt that I would love to get a personal loan installment for.
I have credit scores of 720-730 and I am 26. I tried to get an unsecured personal loan and cannot get more than about 10000-12000 dollars.

The question is I have a 2005 Acura rsx type 2 car that has a trade in value of 15500 and is fully paid off… Continue reading

How do they determine your mortgage rate if you get a house with a friend? Do they average credit scores?

How do they determine your mortgage rate if you are getting a house with a friend not a husband? Do they average both of your credit scores?… Continue reading

How much does a mortgage broker make of a deal for a home refinance?

How much does a mortgage broker make off a refinance loan? vs How much does a bank employee doing a refinance make off a refi loan? Besides ideal credit scores, what steps can be taken to ensure getting the best possible rate?… Continue reading

What is the minimum credit scores for mortgage approvals in nj?

Hello,
Im trying to plan for a mortgage. If we had about 50k saved up and we wanted a 300k mortgage what credit scores would we need to get approved.
Lets say these are the circumstances:
husband has had a steady job for 2 yrs
Wife has been consistently working but not at the same company
income range is 70-80k a year

Thanks!… Continue reading

How do mortgage companies determine which credit score to use?

With the three credit scores being different, which do they use to determine you qualification for a mortgage? Or do they simply average all three scores. My husband has two scores at around 540 and his transunion is at 605. What are his chances?… Continue reading