Posts Tagged ‘cards’

How does a canceled credit card affect your credit score?

I’ve had two credit card companies cancel their cards with me because I had not used their cards in years, how will this affect my credit score? Do they let the major credit bureaus know why it was canceled?… Continue reading

How can you get your credit card companys to lower your interest rates,after you have lost your job?

I have been unemployed for over a year. I have been able to keep up with all our credit card debt until now. I have tryed to call the credit card companys for help and they won’t help until I am way behind, I am trying to avoid this. What can I do to get them to drop the interest rates on our cards?… Continue reading

What can a credit card company actually do when they turn your case over to a lawyer?

I am deliquent on 7 cards for 3 months but only one card has been calling me since the payment was 2 days late. They have called me from 8 am till 10 pm, monday thru sunday. I have written to them and even sent small payments at first but have stopped that since I can’t afford it and it made no difference to them. Their law firm called me… Continue reading

What is the best credit card for international travel?

I am looking for specific card if possible, not websites to find cards. I would like a second credit card that does not charge an extra percentage for international purchases. Also, if anyone knows of a card that is also 0% APR for the first 6 mos to a year, that would also be beneficial!… Continue reading

What is the best credit card to build credit upon?

I just turned eighteen so I never had a credit card before. I’m pretty ignorant in this area so I have no idea which card to apply for! Are there any cards that do not require a lot of fees?
Thanks.… Continue reading

Personal loan?

I have less than perfect credit plus about 00 in credit card debt. These cards have interest rates from 21.99& – 29.99%. I’m wanting to get a personal loan to pay these balances off and then I’ll just have one monthly payment with a lower interest rate. Does anyone know where I can be easily approved for a personal loan even with my less than perfect credit rating?… Continue reading

How to get a credit card with a damaged credit score?

I have a fairly low credit score due to a couple of charge-offs and a couple accounts in collections that I am not even aware of, but they are possible medical bills. I can’t do a secured card right now. I really just want a card to make small purchases and raise my score. My questions are as follows; What cards should I apply for? How could I raise my… Continue reading

How much debt can I incur on my card without getting my lines of credit lowered?

I have no credit card debt and an an excellent credit report. I am going to do a small remodel on my rental property and plan to use my Home Depot card with no interest no payment for 12 months. I plan to use a few other cards as well. I thought that 30% is the best to load on to each card to maintain my credit score. Am I… Continue reading

What is the best points credit card for collecting air miles and free flights?

Im looking for a credit card with a good travel rewards system; you know, something like "get so many points towards traveling for every dollar you spend" or those cards that give you a certain amount free just for signing up. Anyone have any experience with this?… Continue reading

Is a credit card a good idea to build credit after bankruptcy?

I have an unsecured 0 limit card that I got to re-establish my credit after my discharge. Problem is these cards are full of fees and monthly dues but they do report to all 3 bureaus which is good. Am I going to be on the same situation no matter who gives me a credit card as far as fees and high interests? I wonder if a secured credit card… Continue reading