How many kinds of federal student loans are there?
How many kinds of federal student loans are there besides Perkins, Stafford and PLUS Loans? When do you apply for the loans?
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That covers all the loans besides private ones.. Stafford loans have 2 different categories..subs. and unsub. You apply for the loans by going here http://www.fafsa.ed.gov.. you would apply for them when you are going to college the next year..
Try to avoid loans if possible. You end up paying much more than you were given. Use grants and scholarships instead since those do not need to be paid back.
That's it for the federal loans.
To apply, you should start the federal loan process now by filling out your FAFSA. This is a government process that reviews your financial information and decides how much federal money you're eligible for. While you're doing that, start looking around and applying for scholarships, and saving as much money as you can.
After you know how much money you're eligible for via FAFSA, contact your school's financial aid office and see what private student loans they recommend.
Here's some resources for you:
Financial Aid Calendar http://www.salliemae.com/before_college/students_plan/prepare_school/calendar.htm
FAFSA: http://www.fafsa.ed.gov
free scholarship search: http://www.collegeanswer.com
federal student loans http://www.salliemae.com/get_student_loan/find_student_loan/undergrad_student_loan/federal_student_loans/