Archive for December, 2009

I got a letter today from a Countrywide loan representative saying that basically they are transitioning my mortgage (I don’t know if they are doing this for all their mortgages) to B of A. My mortgage began about 5 years ago and it wasn’t subprime. It’s also an 80/15 loan. What does this mean for me eventually? Will I be logging on to a different web site to pay my mortgage?

I am 31 weeks pregnant and my doctor highly recommended that i get both the seasonal flu shot and the vaccine for the swine flu. I have an appointment to get my seasonal flu shot in 2 days. We don’t get the swine flu vaccine(the shot not the nasal spray) until sometime in November but i am guessing i should space these two vaccinations out a bit so i dont overwork my body while my immune system is so vulnerable. Does anyone know how far a part i should space them to be safe?

The American Dream is, by its definition, contingent on the existence of capitalism: where an individual can hope to achieve his goals and live in accordance with his values. However, Barack Obama has just recently reaffirmed, or confirmed, his belief in the socialistic principle of redistributing income. In other words, what can the American person, seeking this "American Dream" hope to achieve, knowing that once he does accomplish his goals, that accomplishment will be taxed to "help others have the same opportunity"?

Obama likes to use the imagery of an American Dream because it sounds nice, like everything else he says. However, it’s a direct contradiction, and it’s pure sophistry.

I’m not trying to find out for my sake in any way. It was a question for a friend who is concerned before he starts treatment. (I don’t think he’s asking his doctors all the right questions and I don’t want to tell him lies.)

Now that Ireland have kicked the Lisbon Treaty into the long grass, will Gordon Brown come out and show solidarity with the Irish voters on this historic day and salute their decision?

"Oh my mama told me, there’d be Days Like This…" Van Morrison

We have been trying to purchase a home for the last 5 months. We are being told by the seller’s realtor that the seller’s mortgage company is not responding to their repeated attempts to finish the closing deal. The seller’s realtor is faxing the paperwork 2 times a day, calling and getting the run around, etc and getting nowhere with the company. Two weeks ago the mortgage company did respond and said they were missing a form from the realty company, which has now been completed and still no response. Are there possible reasons why this mortgage company is not responding? What do they have to gain by not following through with the sale?
In response to the posting that said I was being misleading. Yes, this house buying process has had many roadbumps–too many to include in this 1 post w/the amount of space I am allowed. Many of the issues I had previously posted had been resolved (or so I was informed); The Lis Pendens (we were informed by the seller’s realtor that it had been negotiated off); the sellers did owe $ over what they accepted on our house offer (we were told that they negotiated w/ their mortgage), possible foreclosure in progress (we were assured by the realty company that they had not received any notice that a foreclosure was in sight). That being said, these last few weeks what we have been told was that it was the lack of communication back from the mortgage co. that was creating the roadblock, not any previous issues. When I posted this question, I was merely trying to ascertain if there was a reason a mortgage co. would delay the closing (possible shady company?); Thanks to those who answered.

I just want somebody to tell me everything I need to know about breast cancer.What causes it,is it generic,are there foods or other things we use in our daily lives that actually cause it like perfumes?How about chemicals found in the preservatives used in packed or canned foods things like MSG .I would appreciate it if someone clarified this for me

i’m not saying that i have the swine flu, but i’m just curious if you can get better or not. i’ve felt kind of sick lately and i’m unable to get to the doctor because it’s booked up and i just want to make sure.

How Does prostate cancer effect homeostasis?

How Does prostate cancer effect homeostasis in the human body?

What is the best way to shop for mortgage rates?

I have been pre-approved by a local very large bank known for their mortgages of which I am a customer. I know the lender.

Once my short sale is approved I will get my first rate & points from him. Then is it best to shop on the internet or go in person to other banks? Do credit unions or online mortgage companies offer better rates and less points than nationally known banks?
Very good suggestions. Thank you all for your ideas.